For independent practices
Fill the hours your panel doesn’t. Keep the medicine yours.
Overdue is a consumer membership that brings people back to routine care after years of postponing it — and brings that care to independent practices with hours to offer. We run everything around the medicine. The medicine never stops being yours.
A partnership overview for independently owned physician practices.
01 —What Overdue brings
Demand you can schedule. Revenue you can plan on.
The hardest part of independent practice isn’t the medicine — it’s the unevenness around it. Overdue’s side of the partnership is designed to be the opposite of uneven.
Predictable recurring revenue
Membership economics instead of visit-by-visit variability. A defined, recurring relationship your practice can plan staffing and hours around.
Incremental demand, not churn
Overdue members are people who have postponed routine care for years — a population your waiting room rarely sees. They arrive scheduled, enrolled, and there for exactly the care they had been putting off.
Scheduled, bounded utilization
Included visits are planned check-ins with lab review — booked in advance and defined in scope. No open-ended access promises are ever made on your behalf.
The non-clinical work, handled
Consumer acquisition, enrollment, membership billing, and scheduling support are Overdue’s job. Your front desk is never asked to run a membership program.
Defined service-level expectations
What Overdue owes your practice — and what your practice commits to — is written down and agreed before the first visit is ever booked.
Capacity-banded growth
You set the band of hours your practice can offer without strain. We fill within it, and never past it. Growth happens when you widen the band — not when we overrun it.
02 —The dividing line
What stays yours: all of the medicine.
A partnership only works if the boundary is absolute. Ours is drawn where medicine begins — and Overdue stays on its own side of the line.
Yours — always
- Clinical judgment
- Diagnoses and treatment plans
- Prescribing
- Medical records
- The patient relationship
Ours to run
- Consumer acquisition and enrollment
- Membership billing and receipts
- Scheduling support
- The member trend dashboard
- Cash-price discovery logistics
Two commitments hold this line. There are no referral payments — in either direction, in any form. And no one at Overdue directs, reviews, or second-guesses a clinical decision. Your judgment is the whole point of the partnership, and it is not ours to touch.
What members are told, in exactly these words: “Medical care is provided by independent licensed physicians and their practices. They make every clinical decision. Overdue manages your membership, billing, scheduling support, and dashboard — never your care.”
03 —The longer arc
The path to your full panel.
Overdue members come for routine check-ins. Some of what those check-ins find will call for ongoing management — blood pressure worth treating, a thyroid worth following. When that happens, the next step is not a handoff to a stranger. It is your practice’s own full primary-care membership — offered by you, on your terms, at your price.
By then, the patient already knows your name, your exam room, and their own baseline, because you established it with them. Your panel grows with people who chose your practice twice — and their records never move, because they were yours from the first visit. Members whose results don’t call for more simply keep their scheduled check-ins: bounded, planned, and steady.
routine check-insyour clinical reviewongoing needs identifiedyour full primary-care membership
What members read, on our site
“If a result needs ongoing management, your physician may recommend moving into the practice's full primary-care membership — typically around $95–110 per month depending on the practice. Nothing changes without a clear conversation first.”
04 —The model
Fractional panel capacity, defined.
fractional panel capacity
noun · practice operations
A defined slice of a practice’s clinical hours — sized by the practice — that Overdue fills with scheduled, bounded routine visits: enrolled, booked, and supported before anyone reaches your front desk.
It is the opposite of an open-ended risk pool. Nothing unlimited is promised on your behalf, and no unbounded population is pointed at your schedule. You choose the band — the hours per week your practice can dedicate without strain — and Overdue fills within it with scheduled visits: comprehensive lab panels, unhurried physician time, results reviewed by you.
When the band is full, it is full. Members wait for the next opening rather than compressing your day, and growth happens only when you decide to widen the band. If your capacity changes — a new clinician, a season of building your own panel — the band changes with it.
For a practice, that means Overdue behaves less like a referral stream and more like a well-run clinic day: known in advance, bounded in scope, and scheduled around the practice you already run.
05 —Start the conversation
Tell us about your practice.
Tell us where your panel stands and we’ll come back with specifics: the service-level terms, how the capacity band is set, and what the first months of a partnership look like. An inquiry commits you to nothing beyond a conversation.
Overdue is a membership, not health insurance, and not a substitute for emergency care. Keep your major medical coverage.